Alternative Loans

An alternative student loan (also referred to as a private or outside student loan) is not a federal student loan, but one through a private bank or other lending institution. Alternative loans are based on credit eligibility and may have interest rates, repayment terms, and deferment options that are less favorable than those of the Federal Direct Subsidizied, Federal Direct Unsubsidizided Loan or Parent PLUS and Graduate PLUS Loan programs.

A list of alternative loan lenders is available for review at the Fast Choice link provided below. Notification of your approved loan application will be sent to Kentucky State University via email from your selected lender.

For more information regarding Alternative Educational Loans, please visit Fast Choice.